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Home Insurance

Save up to 15% on your first year's premium when you buy a new Home Insurance policy online1,3 with My Benefits  *Conditions apply
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  • Buildings cover
  • Contents cover
  • Calculators
  • Policy documents

Home Insurance

  • Save up to 15% on your first year's premium when you buy a new Home Insurance policy online1,3 with My Benefits 

  • Save up to an extra 10% when you buy both new Home and Contents cover under the one policy2,3
  • *conditions apply
Buildings cover information

Buildings Cover information

  • Cover against loss or damage caused by insured events such as fire, storms, earthquake, impact damage
  • Up to $20 million legal liability cover4
  • Up to $5,000 to install environmental systems, such as rainwater tanks and solar power systems, after your building is destroyed and we have agreed to rebuild it
Contents Cover information

Contents Cover information

  • Cover against loss or damage caused by theft, storm, rainwater or run-off (also includes limited cover for certain home contents left outside at your insured address)
  • Quick and easy claims service 24/7

Home Insurance Calculators

81% of homeowners and renters are exposed to significant financial loss because their insurance does not cover them to resume the same standard of living in the event of a crisis^.  It is essential that you have adequate cover to help protect your home and your contents and that's why we've provided these calculators. They work as guides to help you estimate the replacement value of your home building and contents.
^Source Insurance Council of Australia, Understand Home Insurance Research Report, published August 2014
We know what we’re doing. Value my home
We care about our customers. Value my contents
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Policy Documents and Key Fact Sheets

For terms, conditions and exclusions about our home insurance, please refer to the Product Disclosure Statement (PDS). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).
Policy Documents
Any advice here does not take into account your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS (where applicable)  & PDS Update

 (privacy notice) which are available on this website.
  1. 15% Discount
    When you buy a new home insurance policy online using My Benefits, a premium discount of up to 15% is applied to your first year's premium, including for the following optional covers if selected: Accidental damage, Flood, Motor burnout and Portable contents.  This discount is not applied on renewal.

  2. 10% Discount
    A premium discount of up to 10% for combining Building and Contents covers on one policy is applied for Building and Contents cover.  This includes optional covers for Motor burnout and Accidental damage, but does not include optional covers for Flood or Portable contents.

  3. Minimum premiums may apply
    If you are eligible for more than one discount, Allianz applies them in a predetermined order.  This means the effect of applying any subsequent discount will be reduced.  For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts.  Discounts do not apply to government taxes or charges.  No discounts are applied to the following optional cover: Domestic Workers' Compensation (if available and selected). Any discounts may be subject to rounding and only apply to the extent that any minimum premium is not reached.  

  4. $20 million legal liability
    Covers you financially if you are found liable to pay compensation arising out of a single event (or series of related events) for injuries to other people and/or damage to their property that occurred at the insured address.

Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the general insurer except in respect of life insurance, in which case Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer.