Important Changes to Allianz Landlord Insurance.
The optional Rent Default and Theft by Tenant cover is unavailable for new customers until further notice.
Protection for your investment property made easy
An investment property needs to be appropriately protected. Allianz Landlord Insurance can give you peace of mind and confidence that your property will be looked after should something go wrong. Allianz Landlord Insurance takes care of the property and the contents items you provide for your tenant's use. Our online quote system will give you a quote in just a few minutes.
Why Landlord Insurance?
Frequently Asked Questions
Allianz has made the decision to temporarily suspend the availability of 'Rent Default & Theft by Tenant’ cover on new Landlord building and/or contents insurance policies, until further notice.
If you do not currently have this optional cover on your existing Landlord Insurance policy, you will be unable to add this option until further notice.
Currently landlords are requested to provide the following information to demonstrate loss of rental income:
- Lease/Rental Agreement
- Rent roll
- Evidence of notices issued and/or determinations made by authorities (as applicable or available)
- Invoices for any allowable reletting expenses
- Details of bond monies held
Due to the COVID-19 situation, we understand that landlords may not be able to supply evidence of notices or determinations as set out above. In addition to the above information we will require the following additional information (as applicable or available)
- Evidence that the tenant has provided to prove they are unable to pay rent – e.g. redundancy/termination notice, proof of JobSeeker/JobKeeper benefits etc.
- What other or Government assistance you, as a landlord, have applied for and what financial benefits are you receiving
- Evidence of any revised/renegotiated Lease rental amount
- If you are receiving savings from reduced real estate agent fees
- What actions you have taken to mitigate your losses
- Whether you have agreed to offer any rental deferment periods to the tenant
Policy Documents and Key Fact Sheets
For terms, conditions and exclusions about our home insurance, please refer to the Product Disclosure Statement (PDS). To see some of the events covered and not covered, please refer to our Key Fact Sheets (KFS).
Any advice here does not take into account your objectives, financial situation or needs. Terms, conditions, limits and exclusions apply. Before making a decision please consider the relevant Product Disclosure Statement (PDS)/Policy Wording, Supplementary PDS (where applicable) & PDS Update
(privacy notice) which are available on this website.
(privacy notice) which are available on this website.
*Conditions apply
- 15% Discount
When you buy a new landlord insurance policy online using My Benefits, a premium discount of up to 15% is applied to your first year's premium, including for the following optional covers if selected: Flood. This discount is not applied on renewal.
- Minimum premiums may apply
If you are eligible for more than one discount, Allianz applies them in a predetermined order. This means the effect of applying any subsequent discount will be reduced. For example, the aggregate effect of applying two 10% discounts consecutively means that you will not see the full benefit of both these discounts. Discounts do not apply to government taxes or charges. No discounts are applied to the following optional cover: Landlord Workers' Compensation (if available and selected). Any discounts may be subject to rounding and only apply to the extent that any minimum premium is not reached.
- $10 million legal liability
Covers you financially if you are found liable to pay compensation arising out of a single event (or series of related events) for injuries to other people and/or damage to their property that occurred at the insured address.
Allianz Australia Insurance Limited ABN 15 000 122 850 AFS Licence No. 234708 is the general insurer except in respect of life insurance, in which case Allianz Australia Life Insurance Limited ABN 27 076 033 782 AFS Licence No. 296559 is the insurer.